Get your Personal Loan from ASMA
The loan you want to transform your future
Investment in the future is important to fulfill your aspirations. But sometimes it is hard to find the money you need.
That is where a personal loan comes in. Connect us when you need your personal loan. We have a team of financial experts
who will ensure the best possible loan option at the minimum possible rate with lesser terms and conditions.
Our unsecured loans are affordable, flexible, and come with simple repayment plans and transparent fees.
What is a Personal Loan?
When you need money quickly, a personal loan is a smart option. It is a convenient way to get the money you need without going through the hassle of securing a traditional loan. Personal loans are available with a variety of lending options and come with flexible repayment alternatives also so that you can manage your money and your debt with minimal difficulty.
We at My ASMA strongly believe in providing the personal loan you need to fulfill your most special personal needs which can be to fund education expenses, buy a car, wedding expenses, medical emergency, abroad travel, etc. There can be several other reasons when you need a personal loan which is a kind of instant loan to help you fulfill your immediate goals.
Since personal loans are unsecurede, they are less riskier than secured loans. Even if you default, your car, home or savings may not be in immediate danger.
As a practice, we follow minimal documentation and eligibility criteria so that your loans are approved without wasting time in processes. Our large base of fund-seeking borrowers is a testimony of a full-proof mechanism that ensures every needful borrower gets a loan on time.
Business Loan
Higher Loan Amount | Attractive Interest Rates | Fast Loan Disbursal
Looking to expand your business? Want to give wings to your dream business venture? Planning to acquire a new business? Count on our easy and faster business loans that can help you take your dreams to newer heights.
What is a Business Loan?
Give wings of success to your business and make it grow like never before with My ASMA Business Loan. We offer different types of business loans that have been designed to multi-faceted needs of today’s startups and established businesses. My ASMA offers business owners and entrepreneurs fast and easy business loans in India, and quick, small Business Loans to ensure that money remains no longer a hindrance when it comes to growth and development.
My ASMA, one of the top business loan providers in India, offers an unsecured business purpose loan online to help those looking for business loans online. We guarantee quick and easier business Loans in India in the shortest time possible. Our business loan can be used to meet any financial responsibilities you may be encountering. There is no requirement for any security or a huge amount of paperwork to acquire the loan. The key advantage of an unsecured Business Loan is that it safeguards your company's assets. In addition, our unsecured Business Loan is easier to apply for and has shorter turnaround times, guaranteeing that you receive the money when you actually need it. You may acquire a simple business loan in India with this USP of ours.
Housing Loan
Looking to buy a home? Explore our home loan option which ensures a fast and easy way to home buying. Whatever home loan need you to have, we have a perfect product for you.
What is a Home Loans?
With the help of My ASMA, you can easily reach the milestone of having your own home. Our home loan is the ideal financing option for all of your home financing needs. You don't need to worry about anything thanks to the straight forward requirements, rapid processing procedures, and online provisions. Apply online in easy steps after deciding on the necessary sanction.
My ASMA offers home loans to help you buy, construct, or modify a home. We ensure affordability by providing a lengthy and flexible lease term as well as a competitive cost. Additionally, you may anticipate complete openness in all loan transactions. We guarantee that there are no hidden fees of any kind. Owning your own house is now simpler than ever thanks to our customized home loans.
Our home loan is highly customized to cater to different types of customers and their home financing requirements. We ensure faster approvals, minimum delays, easy application, and special offers too! Here are some of the top home loan features & benefits offered by My ASMA.
Credit Card
A credit is a more flexible form of finance that allows you to access the amount of money loaned, according to your needs at any given time. The credit sets a maximum limit of money, which the customer can use in part or in full. The customer may use all the money provided, part of it or none at all
Loan Against Property
Your property can be an excellent source of funds when you opt for ASMA Loan Against Property. In the simplest way, this type of loan takes your property as collateral. With My ASMA Loan Against Property, get the best value of your property in the form of a loan. Whether you have a residential, industrial, or commercial property, this loan can help you avail of funds for your varied needs.
What is a Loan Against Property?
Your property can be an excellent source of funds when you opt for My ASMA Loan Against Property. In the simplest way, this type of loan takes your property as collateral. With My ASMA Loan Against Property, get the best value of your property in the form of a loan. Whether you have a residential, industrial, or commercial property, this loan can help you avail of funds for your varied needs.
My ASMA offers a faster & hassle-free loan against property to both salaried and businessmen. Our loan against property is the most sought-after solution to your financial needs.
We are aware that getting access to a lot of money might be a hassle, so we've made this service as straightforward as possible. Our loan has an online application that you may fill out in a few simple steps. Additionally, if you just fulfill our minimal standards, your mortgage loan will be processed and disbursed right away.
·Reduced EMIs - Choose a long repayment period of up to 18 years to spread out the loan balance and pay a reduced EMI amount each month.
·Quicker loan approval - Take advantage of the quickest mortgage loan in India, which is disbursed to your account 3 days after approval.
·Lower interest rates – Low-interest rate loans against property are offered by My ASMA, thereby making repayment feasible.
·Low to non-existent prepayment fees - If the money isn't being used to pay for costs associated with business expansion, a person who takes up a My ASMA Loan Against Property at fluctuating interest rates benefits from part-prepayment and foreclosure capabilities at no additional cost.
Car Loan
Own your dream ride with car loans from Bank of Baroda. Get a car loan to purchase a vehicle of your choice. With our loans, you can buy a hatchback, sedan, MUV, SUV, sports car or a luxury car. Our auto loans are available to salaried employees, businessmen, professionals, corporates as well as NRIs and PIOs. We offer attractive interest rates on car loans with up to 90% financing, making our loans the ideal choice for funding your brand new car.
What is Car Loan?
Looking to buy a brand-new car? We are here to help you with your new purchase. With the lowest interest rates, you can save more with SBI Car Loan. Life is changing quickly with the introduction of new technology, and so are car models. New makeover versions and variants are released on a regular basis, making it difficult to resist the urge to upgrade to the newest technology car.
Instead of worrying about money, you can concentrate on selecting the right car for you with the assistance of our quick, safe, and easy car loan application procedure. ASMA Car Loans make it simple to upgrade to the car of your choice at a reasonable rate of interest thanks to the variety of financing choices we provide.
Equipment Loan
Increase your production & grow your business with collateral-free Industrial Equipment Loans designed especially for Manufacturers. This product provides a long-term funding against the industrial equipment purchased.
What is a Equipment Loan?
The Equipment is the basic component that needs to be machine-processed or altered to produce the completed well. Chemical, steam or any other industries could be involved. It is necessary for them to buy Equipment(both locally produced and organic) in order to conduct business. You can obtain Equipment finance from banks and other financial institutions, much like you can with machinery loans.
My ASMA Equipment financing solutions are intended to help small businessmen purchase raw stock to continue their business operations. It is not recommended to use the loan obtained for the acquisition of raw materials for capital expansion projects like buying new equipment.
Our staff of loan experts will help you get the loan amount at the best rates promptly if you need finance for your company's raw materials or equipment. The restrictions and processes for applying for Equipment purchase loans, which are a component of the loan services offered by My Mudra, can be made clear to loan seekers.
Education Loan
ASMA brings you Education Loans for studies both in India and abroad starting from Rs. 50,000 at attractive interest rates. With an Axis Bank Education Loan you can enjoy a host of benefits such as simple documentation, quick loan disbursal, tax benefit u/s 80(E), long repayment tenure, etc. Find out more about the features and benefits of Student Loan in India, below.
What is Education Loan?
An Education loan is the loan or funds acquired by an individual to pursue higher studies in India or abroad. The loan repayment commences for the student after completing the education and a period of 6 months is given as grace period to students to get or join a job.
The repayment amount will be determined by your choice of interest, you need to decide how you want to repay the loan. That is if you want to start paying during the time of moratorium period itself or after the moratorium period. The Moratorium period is the time of your education plus 6 months or 1 year given to get a job. It is only after this time that you are expected to pay the loan.
The loan interest starts to accrue at the time of dispersal of funds, so at the time of your graduation you have a huge amount to repay. The other option is your parents or guardian can start paying the loan during the moratorium period itself where it is calculated as a simple interest.
This way your loan amount at the time of graduation is drastically reduced.
There are 4 types of education loans in India
1. Under Graduate education loan - These are given to students who have completed their secondary education and looking to do higher studies in the form of under graduation. It can be done in India or abroad.
2. Post graduate education loan - These are education loans given to individuals who want to pursue post-graduation after completing under graduation course from a reputed university/college. Here also the loan can be for studying in India or abroad.
3. Parents availing education loan - This is the case where the parents take loan for the education purposes of their children. This is an unsecured loan and need not be for graduate or post-graduation courses but also for elementary and higher secondary courses.
4. Career growth education loans - These are loans provided to young people who want to pursue courses or trainings, certifications that will benefit their career growth.
